5 Things You Should Know About Buying Your First House In Gilbert

Buying your first house in Gilbert is a fun and exciting process. Even though things have changed some with Covid 19 it it still possible to find a home you absolutely love.  You get to decide where you want to live, how many bathrooms you want, and how much you’re willing to spend. But before you head out house-shopping, it’s important to do your research and make sure you’re prepared for the process. Here are 5 things you should know about buying your first house in Gilbert.

Even if you’re not planning to buy right now, these tips will help demystify the real estate process.

1 Your First Offer Sends a Message. An initial offer that’s too low may cause the seller to fire back with a higher price, or not respond at all. Also note that haggling sellers down to their lowest price may make them less likely to cover repairs.

2 Check Your Inspections. Even if the seller has had a pre-listing inspection, you still have the option to set up a home inspection to catch anything they might have missed.

3.   The Title May Come With Baggage. You’ll need to use a title company or attorney to run a “title search” on your prospective home. This checks for issues like back taxes, liens, etc. that might affect the transaction.

4.   Account for Closing Costs. Be sure to budget for these out-of-pocket expenses typically shared by both buyers and sellers during closing. Buyers usually pay three to four percent of the home price.

5 Rely on Your Real Estate Professional. You’re not in this alone!  I’m here to get you’re a good deal and make the process as smooth and enjoyable as possible. Call me to get started!


You may be tempted to go through the process on your own, hoping that saving on the additional agents’ fees may convince sellers to sign your contract. However, if you have no experience going house-hunting or negotiating contracts, not having a professional at your side can be dangerous.

Your real estate agent can help you find homes that meet your needs, schedule showings, and can help you determine if the price the sellers are asking is fair.


While that small little starter home in a rural area may look great to a young couple, it may not look so fabulous after a few years, a couple of kids, and a job change.

You can’t completely anticipate all the life changes that will occur, but if you’ve got plans to get married, have kids, or even just adopt a gaggle of pets, make sure that you’re accounting for the needs of those plans when buying your first home in Gilbert.


Paint, flooring, and even some smaller features about a home can be changed. But the overall layout of the home, its location, and many other factors cannot.

Consider the home as a whole when deciding whether or not to make the jump, and realize that you can change that horrible shag carpet, but you won’t be able to easily add a third bedroom.


Mortgage companies want you to take out a large mortgage, as they make more money when they lend you more money. However, if you’ll struggle to pay that mortgage each month, you’re putting yourself in a bad financial position.

Think long and hard about how much you truly can afford to spend and only buy a house up to that line, not over.


Buying your first house in Gilbert isn’t purely about the cost of your monthly mortgage payments. You’ve still got to pay taxes, HOA fees, utilities, insurance, repairs, and more.

Try to get a ballpark idea of the total cost of ownership of the home using public records and the current owners’ utility bills, then add that amount onto the monthly mortgage payment. Make sure the total is a number you’re comfortable paying each month.


When it comes to buying a home, it’s not only about the price listed on the sign.

Many buyers, especially those desperate to sell, are willing to negotiate things such as appliances, swing sets, and even furniture in order to make the sale. Bartering for all the appliances in your purchase price may be worthwhile if it means you don’t have to turn right around after closing and buy a new washer, dryer, and refrigerator.

Also, if there’s something that you think really needs to be repaired or replaced, such as sketchy flooring or a slightly leaky window, don’t hesitate to ask either for that repair to be taken care of before closing or for a discount on the purchase price to account for the repair.

Tips if you are a buyer:

·         Refrain from touching ANY surface while viewing the property.

·         Use your own car while driving to a showing. Do not carpool with others.

·         Wear booties or shoe covers while inside the property.

·         Always bring your own hand sanitizer in case it is not available.

Showings:  While we are still available to show properties in person, with some restrictions, in order to facilitate social distancing, I am offering showings virtually via video platforms. We utilize drone video tours. You can watch from anywhere!

Offers: Offers can be presented virtually and can be signed using our electronic signature software.  You can stay in the comfort and safety of your home to submit an offer.

Buyer and Seller Meetings:  I am still meeting client’s face-to-face and am available to you. However, to support social distancing, I am conducting regular Buyer and Seller Consultations virtually using video conferencing.

You’re ready to buy a home – Congratulations! Let our team provide you with experienced guidance and advice when buying your first house in Gilbert. Contact us at (480) 993-8653!

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